Modern Technology Unlocks a Hidden Shortcut to Better Cash Flow
Published: December 8, 2025, 09:42
Businesses and individuals are feeling the squeeze from late payments and unexpected expenses.
“I thought my finances were already optimized until I discovered how easy it was to pay invoices with a credit card, just like my regular card purchases,” says Johan, a Betalo user.
While everyday consumption is rapidly digitizing, many essential expenses – such as rent, insurance, subscriptions, and larger business transactions – are still handled in older systems. These are paid on fixed dates, without flexibility or the same overview as modern payment flows. For individuals, this means limitations, and for businesses, it can hinder both cash flow and growth.
This is particularly evident for companies: cash flow is crucial, but recurring costs are governed by systems that don’t offer the same control as other financial aspects. Betalo addresses this challenge by giving business owners the same flexibility in their invoice payments as in their daily transactions.
Modern Technology Changes the Logic
With modern payment technology, businesses and individuals can pay invoices with their existing credit card and take advantage of the card’s interest-free payment period, protection, and benefits. This makes finances more flexible, not more complex. When payment flows are consolidated in one place, cash flow becomes clearer and more predictable.
A Shift in How Companies View Liquidity
Many companies experience the service as a natural step rather than a new way of working.
“Instead of taking out a loan or selling their customer invoices, companies can optimize their cash flow with significantly less friction and lower costs. Other solutions are often expensive, time-consuming, and affect customer and supplier relationships. Paying an invoice with a card doesn’t affect the relationships at all,” says Henrik, CEO of Betalo.
Towards a More Modern Payment Culture
The technology creates a more cohesive financial life where both small and large payments follow the same logic. The result is a smoother rhythm in cash flow and more flexible management of recurring costs – a logical step into a modern payment culture.
About Betalo
Betalo offers businesses and individuals the ability to pay invoices with their credit card through a mobile app. With Betalo’s service, you maximize your card’s potential and get the same payment period, protection, and benefits on invoices as on regular card purchases.
This article was produced by Brand Studio in collaboration with Betalo.
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